Exploring the World of Unclaimed Assets: Tips for a Successful Search

Kelly Cooke
Published Jul 6, 2024


One of the most exciting things about looking for unclaimed assets is that you never know what you'll find. Sure, it may not be as exciting as finding a pot of gold at the end of the rainbow, but finding something you weren't expecting can still be gratifying! To increase your chances of finding the treasures that may be lying around in forgotten bank accounts and other unclaimed assets, here are some tips and tricks to guide you on your journey.
 

Start With a Comprehensive Search


The first step to finding unclaimed assets is getting organized. Before you start searching, ensure you have all the information necessary to conduct a comprehensive search. This includes the full name of the person or entity you are searching for, any previous addresses and Social Security numbers associated with them, and any other information that could help you narrow down the search.

You should also be aware of the different types of unclaimed assets that may be out there. This includes bank accounts, insurance policies, stocks and bonds, safe deposit box contents, and more. This knowledge will help narrow your search criteria and ensure you are looking in the right places.
 

Know Where to Look


Once you've gathered all the necessary information for your search, it's time to start looking. There are several different sources that can help you with this, such as the National Association of Unclaimed Property Administrators (NAUPA), which maintains a national database of unclaimed assets, and the National Database of Unclaimed Property (NDUP), which is a searchable database of unclaimed assets maintained by the federal government.

You can also look through local and state databases, as well as conduct a search of public records. Depending on the type of asset you're looking for, there may be other sources, such as military or probate court records.
 

Stay Organized and Be Patient


As you search for unclaimed assets, it's important to stay organized. Create a spreadsheet or another tracking system that will help you keep track of all the information you find and any leads you may uncover. This will make it easier for you to follow up on leads and continue your search.

It's also important to be patient. If you don't find something right away, it doesn't mean that there isn't an unclaimed asset out there.
 

Make Use of Online Resources


There are a number of online resources available to help you in your search. There are websites and databases specializing in unclaimed assets and sites offering free advice on conducting a successful search. You can also find online services that will help you track down leads and follow up on them.

Since some of these online resources may charge a fee for their services, compare different options and find the best one that fits your budget.
 

Look Beyond the Obvious


Don't limit yourself to the obvious sources when searching for unclaimed assets. There may be assets you weren't expecting to find or hadn't even considered. These may include forgotten rental deposits, uncashed checks, and more. It's important to be creative in your search and look beyond the obvious sources.

You should also check for variations of the person or entity you are searching for. If they have a common name, it may be difficult to find any assets associated with them unless you look for variations of their name, such as nicknames or different spellings.
 

Check Multiple States


When searching for unclaimed assets, it's important to remember that the state or jurisdiction in which the asset was located when it became unclaimed may not be the same as the one you're currently living in. It's possible that the asset may have been moved to another state or jurisdiction in the intervening years.

To ensure you don't miss out on potential assets, check multiple states or jurisdictions when searching. This will increase your chances of finding the assets you're looking for.
 

Use Professional Services


If you still haven't located the asset after conducting your search, you may want to consider using a professional service. There are companies that specialize in finding unclaimed assets and can help you locate what you're looking for. These services may charge a fee, so understand the cost and what you're getting for your money before committing to anything.

To ensure that you're getting the best possible service, look for a reputable company with experience in finding unclaimed assets. Also, make sure that you read through any contract or agreement before signing it.



Exploring the world of unclaimed assets can be exciting and rewarding, but it is also important to be prepared and organized. With the right tips and tricks, you can increase your chances of finding hidden treasures others have overlooked.

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